2023-11-29<\/p>\n\n\n\n
\u91d1\u7ba1\u6703\u5f9e2015\u5e74\u63a8\u52d5\u91d1\u878d\u79d1\u6280\u81f3\u4eca\u5df2\u7d938\u5e74\uff0c\u9019\u5e7e\u5e74\u570b\u5167\u91d1\u878d\u696d\u7d50\u5408\u65b0\u5275\u79d1\u6280\uff0c\u5f9e\u884c\u52d5\u652f\u4ed8\u3001\u300c\u5143\u5b87\u5b99\u300d\u5c0e\u5165\u76f8\u95dc\u670d\u52d9\u5230\u4eca\u5e74\u6700\u71b1\u9580\u7684\u8b70\u984c\u300c\u751f\u6210\u5f0fAI\u300d\u3002\u53ea\u662f\u5728\u6b64\u6642\u523b\uff0c\u570b\u5167\u91d1\u878d\u696d\u5728\u7d50\u5408\u79d1\u6280\u904b\u7528\u6642\uff0c\u4e5f\u6b63\u9762\u81e8\u6311\u6230\uff0c\u64d4\u6182\u8d70\u592a\u5feb\u79d1\u6280\u4e0d\u6210\u719f\u5e36\u4f86\u5b89\u5168\u7591\u616e\uff0c\u4f46\u8d70\u592a\u6162\uff0c\u537b\u6709\u53ef\u80fd\u55aa\u5931\u5546\u6a5f\u3002<\/p>\n\n\n\n
\u91d1\u878d\u79d1\u6280\u767c\u5c55 \u5f9e\u884c\u52d5\u652f\u4ed8\u9081\u5411\u751f\u6210\u5f0fAI<\/p>\n\n\n\n
\u91d1\u7ba1\u6703\u65bc2015\u5e74\u63a8\u52d5\u91d1\u878d\u79d1\u6280\uff0c\u4e26\u5f9e2018\u5e74\u958b\u59cb\uff0c\u900f\u904e\u91d1\u878d\u79d1\u6280\u5c55\u4ee5\u53ca\u91d1\u878d\u535a\u89bd\u6703\uff0c\u5c55\u73fe\u570b\u5167\u5404\u91d1\u878d\u6a5f\u69cb\u7d50\u5408\u79d1\u6280\u7684\u7814\u767c\u6210\u679c\u30022018\u30012019\u5e74\u4e3b\u6253\u570b\u5167\u884c\u52d5\u652f\u4ed8\u63a8\u52d5\u6210\u679c\uff0c\u8fce\u63a5\u7121\u73fe\u91d1\u7684\u91d1\u878d\u79d1\u6280\u6642\u4ee3\u30022020\u5e74\u30012021\u5e74\u53d7\u75ab\u60c5\u5f71\u97ff\uff0cFinTech\u5c55\u6539\u70ba\u7dda\u4e0a\u8209\u884c\uff0c2022\u5e74\u53c8\u56de\u6b78\u5be6\u9ad4\uff0c\u6700\u5927\u4eae\u9ede\u83ab\u904e\u65bc\u91d1\u878d\u696d\u7d50\u5408\u300c\u865b\u64ec\u300d\u4ee5\u53ca\u300c\u6df7\u5408\u300d\u5be6\u5883\uff0c\u5c07\u300c\u5143\u5b87\u5b99\u300d\u5c0e\u5165\u76f8\u95dc\u670d\u52d9\u30022023\u5e74\u91d1\u878d\u79d1\u6280\u4ee5\u91d1\u878d\u535a\u89bd\u6703\u7684\u65b9\u5f0f\u5448\u73fe\uff0c\u9280\u884c\u4e5f\u4e3b\u6253AI\u5728\u91d1\u878d\u670d\u52d9\u7684\u904b\u7528\u4ee5\u53ca\u91d1\u878d\u696d\u5982\u4f55\u900f\u904e\u81ea\u8eabESG\uff0c\u651c\u624b\u6295\u8cc7\u4eba\u5be6\u8e10\u6c38\u7e8c\u6295\u8cc7\uff0c\u767c\u63ee\u8cac\u4efb\u91d1\u878d\u7684\u5f71\u97ff\u529b\u3002<\/p>\n\n\n\n
\u91d1\u878d\u696d\u5c0e\u5165\u751f\u6210\u5f0fAI \u6b63\u5c0b\u6c42\u300cRight timing\u300d<\/p>\n\n\n\n
\u4ee5\u53f0\u65b0\u9280\u884c\u4f86\u8aaa\uff0c\u651c\u624b\u597d\u840a\u5862\u7279\u6548\u5718\u968a\u6253\u9020\u7684\u865b\u64ec\u884c\u54e1\u300cROSE & SUNNY\u300d\uff0c\u5728\u4eca\u5e74\u7684\u91d1\u878d\u535a\u89bd\u6703\u5247\u662f\u4ee5AI\u5347\u7d1a\u7248\u4eae\u76f8\uff0c\u5c0e\u5165AI\u8a9e\u610f\u8fa8\u8b58\u6280\u8853\uff0c\u4e0d\u50c5\u66f4\u52a0\u7406\u89e3\u7528\u6236\u9700\u6c42\uff0c\u4e5f\u80fd\u5373\u523b\u56de\u8986\u6d88\u8cbb\u512a\u60e0\u53ca\u7406\u8ca1\u5efa\u8b70\u3002<\/p>\n\n\n\n
\u53f0\u65b0\u9280\u884c\u7e3d\u7d93\u7406\u5c1a\u745e\u5f37\u8868\u793a\uff0c2023\u5e74\u88ab\u8b7d\u70ba\u751f\u6210\u5f0fAI\u5143\u5e74\uff0c\u5982\u4eca\u6c11\u773e\u5c0d\u6578\u4f4d\u79d1\u6280\u7684\u60f3\u50cf\u8207\u9700\u6c42\u8207\u904e\u5f80\u4e0d\u540c\uff0c\u671f\u671b\u80fd\u6709\u66f4\u500b\u4eba\u5316\u3001\u5c08\u5c6c\u5316\u7684\u91d1\u878d\u670d\u52d9\u3002AI\u6280\u8853\u6f14\u9032\u8b93\u91d1\u878d\u696d\u8005\u66f4\u6709\u6a5f\u6703\u4ee5\u667a\u6167\u3001\u4fbf\u6377\u7684\u91d1\u878d\u670d\u52d9\uff0c\u5b8c\u6574\u6eff\u8db3\u5ba2\u6236\u6240\u9700\u3002\u8209\u4f8b\u4f86\u8aaa\uff0c\u6c11\u773e\u958b\u7acb\u6578\u4f4d\u5e33\u6236\uff0c\u6700\u95dc\u6ce8\u7684\u5c31\u662f\u8cc7\u5b89\u554f\u984c\uff0c\u56e0\u6b64\u9996\u6b21\u8207AI\u8eab\u5206\u9a57\u8b49\u65b0\u5275\u696d\u8005\u5408\u4f5c\uff0c\u5728\u8eab\u5206\u9a57\u8b49\u74b0\u7bc0\u9032\u884c\u667a\u80fd\u9632\u507d\u5075\u6e2c\uff0c\u63d0\u5347\u5c0d\u6578\u4f4d\u91d1\u878d\u5b89\u5168\u7684\u4fe1\u4efb\u3002<\/p>\n\n\n\n
\u53f0\u65b0\u91d1\u63a7\u8cc7\u8a0a\u9577\u5b6b\u4e00\u4ed5\u9032\u4e00\u6b65\u6307\u51fa\uff0c\u91d1\u878d\u79d1\u6280\u9019\u5e7e\u5e74\u767c\u5c55\u8fc5\u901f\uff0c\u4f46\u91d1\u878d\u79d1\u6280\u662f\u5426\u5728\u9069\u7576\u7684\u6642\u9593\u9ede(Right timing)\u904b\u7528\uff0c\u975e\u5e38\u91cd\u8981\u3002\u5b6b\u4e00\u4ed5\u8aaa\uff1a\u300e(\u539f\u97f3)\u91d1\u878d\u79d1\u6280\u767c\u5c55\u7684\u883b\u5feb\u7684\uff0c\u91cd\u9ede\u5728\u65bc\u8aaa\u4f60\u600e\u9ebc\u6a23\u628a\u9019\u500b\u91d1\u878d\u79d1\u6280\u5f88\u59a5\u5584\u7684\u61c9\u7528\u5728\u9019\u500b\u696d\u52d9\u4e0a\u3002\u6211\u5e38\u5e38\u5728\u8b1b\u7684\u5c31\u662f\u8aaa\uff0c\u61c9\u7528\u91d1\u878d\u79d1\u6280\u6700\u91cd\u8981\u7684\u662f\u9069\u6642(Right timing)\uff0c\u56e0\u70ba\u8d70\u592a\u65e9\u79d1\u6280\u53ef\u80fd\u4e0d\u6210\u719f\uff0c\u4e5f\u53ef\u80fd\u6709\u5b89\u5168\u6027\u7684\u554f\u984c\uff0c\u8d70\u5f97\u592a\u665a\u4f60\u53ef\u80fd\u55aa\u5931\u696d\u52d9\u751f\u6a5f\uff0c\u6240\u4ee5\u5c0d\u65bc\u6211\u5011\u7684\u696d\u8005\u4f86\u770b\uff0c\u6700\u91cd\u8981\u662f\u638c\u63e1\u91d1\u878d\u79d1\u6280\u767c\u5c55\u7684\u6210\u719f\u5ea6\uff0c\u8ddf\u627e\u5230\u597d\u7684\u61c9\u7528\u5834\u666f\uff0c\u5728\u9069\u7576\u7684\u6642\u9593\u628a\u5b83\u653e\u9032\u4f86\uff0c\u9019\u500b\u662f\u5176\u5be6\u6700\u5927\u7684\u6311\u6230\u3002\u300f<\/p>\n\n\n\n
\u91d1\u878d\u696d\u82e5\u5c0e\u5165\u751f\u6210\u5f0fAI \u521d\u671f\u6703\u4ee5\u5ba2\u670d\u8a66\u6c34\u6eab<\/p>\n\n\n\n
\u570b\u6cf0\u91d1\u63a7\u5728\u4eca\u5e74\u7684\u91d1\u878d\u535a\u89bd\u6703\uff0c\u7d50\u5408\u4eba\u58fd\u3001\u9280\u884c\u3001\u7522\u96aa\u3001\u8b49\u5238\u53ca\u6295\u4fe1\u7b49\u5b50\u516c\u53f8\u76845\u5927\u300c\u7814\u7a76\u5ba4\u300d\uff0c\u5c55\u51fa\u6700\u65b0\u91d1\u878d\u79d1\u6280\u7522\u54c1\uff0c\u900f\u904eAI\u904b\u4f5c\uff0c\u4e0d\u50c5\u80fd\u91cf\u8eab\u6253\u9020\u81ea\u6211\u7684\u9000\u4f11\u898f\u5283\uff0c\u751a\u81f3\u662f\u6295\u8cc7\u7406\u8ca1\u6216\u4fdd\u96aa\u4fdd\u969c\uff0c\u5404\u9805\u91d1\u878d\u96e3\u984c\u90fd\u80fd\u8fce\u5203\u800c\u89e3\u3002<\/p>\n\n\n\n
\u570b\u6cf0\u91d1\u63a7\u8cc7\u6df1\u526f\u7e3d\u5b6b\u81f3\u5fb7\u5247\u6307\u51fa\uff0c\u570b\u5167\u91d1\u878d\u696d\u76ee\u524d\u5728\u6295\u8cc7\u7406\u8ca1\u6216\u662f\u5ba2\u670d\uff0c\u90fd\u6709\u5c0e\u5165AI\uff0c\u4f46\u5c0d\u65bc\u751f\u6210\u5f0fAI\u7684\u904b\u7528\u9084\u5728\u89c0\u671b\uff0c\u4e3b\u8981\u662f\u9084\u6709\u76f8\u7576\u5927\u7684\u98a8\u96aa\u3002\u5b6b\u81f3\u5fb7\u8aaa\uff1a\u300e(\u539f\u97f3)\u76ee\u524d\u4ecd\u5728\u7814\u7a76\u968e\u6bb5\uff0c\u90a3\u672a\u4f86\u7684\u8a71\u6211\u5011\u9084\u662f\u5e0c\u671b\uff0c\u53ef\u80fd\u6216\u662f\u61c9\u8a72\u662f\u5728\u6211\u5011\u81ea\u5df1\u5c01\u9589\u578b\u7684\u8cc7\u6599\u88e1\u9762\u4f86\u904b\u7528\uff0c\u800c\u4e0d\u662f\u5728\u5c0d\u5916\uff0c\u6216\u662f\u672a\u4f86\u5f9e\u5167\u90e8\u5ba2\u670d\u958b\u59cb\uff0c\u7136\u5f8c\u6162\u6162\u7684\u5f80\u5916\u8d70\u3002\u56e0\u70ba\u73fe\u5728\u6211\u89ba\u5f97\u6642\u9593\u9084\u662f\u6709\u4e00\u9ede\u592a\u65e9\uff0c\u6709\u76f8\u7576\u7684\u98a8\u96aa\u3002\u300f<\/p>\n\n\n\n
AI\u91d1\u878d\u79d1\u6280 6\u6210\u4ee5\u4e0a\u6c11\u773e\u6182\u500b\u8cc7\u5916\u6d29<\/p>\n\n\n\n
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\u81f3\u65bc\u611f\u53d7\u5230 AI \u5c0e\u5165\u91d1\u878d\u670d\u52d9\u7684\u53d7\u8a2a\u8005\u4e2d\uff0c\u5176\u4e2d8\u6210\u6c11\u773e\u5c0dAI\u61c9\u7528\u611f\u5230\u6eff\u610f\uff0c\u8a8d\u70ba\u5145\u5206\u63d0\u5347\u4f5c\u696d\u6548\u7387\u3001\u6e1b\u5c11\u7b49\u5f85\u6642\u9593\u3002\u7136\u800c\uff0c\u537b\u4e5f\u670965%\u7684\u6c11\u773e\u64d4\u5fc3\uff0c AI\u6703\u9020\u6210\u500b\u8cc7\u5916\u6d29\u3002<\/p>\n\n\n\n